HOW COULD I BE LIABLE?
When hiring a landscaper, contractor, gardener, or anyone else that you bring on to your property it is essential that the worker is fully insured. If there is a worker that you hire and they come on your property, and that the worker gets injured you could be subject to a lawsuit. When people are working on your property, it is very likely that they will be using some powerful equipment that if misused can seriously hurt someone else on the job and or themselves. Insurance is not only crucial for personal liability, but it is important because if any damages occur to your actual property from the contractor than the insurance will be able to cover the damages. Many situations occur when people who are uninsured cause severe damages to the property and leave the homeowner high and dry having to pay out of pocket for the damages.
WILL IT COST MORE TO HIRE A COMPANY THAT IS FULL INSURED?
Many people have the perception that companies who have insurance charge way higher prices. This may be something that is true in the short run, in most cases insured companies have slightly higher expenses overall forcing them to slightly increase their pricing on projects and services. Insured companies are also legitimate companies, so that means that they are paying taxes and following employment laws and regulations. With knowing this logic...would, you feel comfortable bringing in an illegal company to your home, with the uncertainty of safety, and the risk of getting sued? Paying slightly higher prices for legal insurance can save you millions of dollars in the long run in legal fees and settlements!
SHOULD I TRUST SOMEONE THAT TELLS ME THEY ARE INSURED?
In the United States, 75 percent of business do not have the proper insurance! When looking at small businesses 40 percent of these businesses have zero insurance at all! You should not trust the person's word of mouth; you should always ask for proof of insurance. Companies that are fully insured will be happy to provide you with proof of insurance! If companies are hesitant or combative when you ask for proof of insurance, you should be concerned.
Pando Landscapes is a fully insured legal company that takes pride in providing its services within the constraints of the law! Pando always takes the extra step in training employees on proper safety procedure and protocols when using equipment on clients’ properties. Pando is proud that they can provide its clients with quality work, while also keeping employees safe, and operating under the umbrella of its insurance.
We would love to hear from you! Feel free to leave feedback and comments on our Facebook page. We will be posting a weekly blog post to educate people on lawn care and services to keep an eye out for our post! Additionally, if you have any question, please feel free to contact a Pando Landscapes’ team member today!